A public adjusting firm built to recover what you're owed.

We represent policyholders, never the insurance company, through every stage of a property claim.

Andrew Pichardo, licensed public adjuster
$0
Upfront fees
Licensed
FL · SC
7 days
Availability
Only you
Who we represent
Meet your advocate

Andrew Pichardo

Vanguard Claims Solutions is led by Andrew Pichardo, a state-licensed public adjuster licensed in Florida and South Carolina, with over a decade in the claims industry. We represent policyholders, never the insurance company, through every stage of a property claim.

We work on contingency, we keep our caseload focused, and we treat every file like it matters. We don't hand you off to a call center, and we don't take a fee unless you collect. The licensed adjuster you meet is the one who works your claim.

Our documentation, imagery, moisture and thermal readings, and line-item scopes, is built to survive carrier scrutiny and force fair settlements. When the insurer lowballs or denies, we re-scope the loss and push back.

  • Licensed public adjuster: Florida (#W493213) and South Carolina (#18873906)
  • Contingency-based: no recovery, no fee
  • Same-day callback, 7 days a week
  • Representing only the policyholder
Talk to Andrew
Recent results

From a lowball offer to a fair settlement.

Real claims. These are the first offers our clients were handed, and what we recovered after Vanguard stepped in.

Fire claim damage
Fire claim
+294%over the insurer's offer
$52,201 $205,540
Initial offer → final settlement · $153,339 more recovered
Hurricane Milton damage
Hurricane Milton
+4,804%over the insurer's offer
$2,419 $118,624
Initial offer → final settlement · $116,205 more recovered
Hurricane Helene damage
Hurricane Helene
+1,034%over the insurer's offer
$12,766 $144,774
Initial offer → final settlement · $132,008 more recovered

Real past recoveries. Results vary by claim; past results do not guarantee future outcomes.

Client stories

Real reviews from the policyholders we represent.

  • Dayna is the absolute BEST! I was honestly so overwhelmed with my claim and I had no idea what was up and what was down all while they were tearing my house apart from water damage. Dayna took the reins and I was never more thankful. She was incredibly communicative through the whole process and advocated for me tirelessly to make sure that once everything is done, I was made whole again.
    Julia Sprankle
    Water damage claim · Google review, May 2026
  • I had an excellent experience working with Vanguard Solutions LLC. Andrew Pichardo was incredibly knowledgeable and assisted me through every step of the process. His expertise provided me with the peace of mind knowing that my claim was being handled to the best of its ability. I highly recommend their services to anyone looking for professional and thorough support.
    Joey Richardson
    Google review · July 2026
  • Andrew is very knowledgeable with over 10 years experience in the industry. He can help you get what you are owed for your losses. He does not make empty promises. He is honest and reliable. Highly recommended.
    Terry Wright
    Google review · January 2026
  • Cannot express how much I recommend Andrew and his team. I felt out of my depth talking about insurance, expecting huge buzz words to just be thrown my way, but all of my issues were explained, and taken care of in a way that was easy to understand, and made me feel like a priority.
    Tre Penna
    Google review · February 2026
  • We have worked with Vanguard Claims. They work hard to help their clients get what they deserve to repair their homes.
    Vaughan Yost
    Google review · February 2026
  • I highly recommend Andrew and Vanguard Claims Solutions! He is extremely knowledgeable and will fight for his clients!
    Mark Steinbrueck
    Google review · February 2026

4.6 ★ average from 9 verified reviews · Read them on Google

Get started today

Ready to talk through your claim?

A licensed adjuster will review your loss and policy for free, with no obligation.

Call (305) 336-3302 Start a free review
No upfront fees · free inspection · office@vanguard-claims.net