Straight answers on property claims.
Deep, sourced guides to the coverage and claim questions Florida and South Carolina policyholders actually search. Written by the team that negotiates these claims every week.
What Is a Proof of Loss? How to Complete One Without Hurting Your Claim
A proof of loss is a sworn statement of the amount you are claiming after property damage. What the form asks for, the deadlines, and the mistakes that hurt claims.
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Are Insurance Claim Payouts Taxable? What Property Owners Need to Know
Are insurance proceeds taxable? Usually no. Learn when a property claim payout becomes a taxable gain, how Section 1033 deferral works, and what records to keep.
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Is a Hurricane Forming in the Atlantic? Your Mid-August Tropics Watch and Prep Checklist
No hurricane is threatening Florida or South Carolina today, but the NHC gives one Atlantic wave 50% odds of developing. Here is what is real, what is rumor, and the head start smart homeowners are taking this week.
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What Is Recoverable Depreciation? How to Get the Rest of Your Claim Check
What is recoverable depreciation? Learn how ACV and RCV claim checks work, the proof insurers require, and the deadlines to collect the rest of your claim.
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What Is Moisture Mapping? Why It Can Make or Break a Water Damage Claim
Moisture mapping documents where water traveled and how wet materials really are. Here is how the maps are made and why they can make or break your water damage claim.
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Does Homeowners Insurance Cover Water Damage? What Florida Policies Really Pay For
Does house insurance cover water damage? See what Florida policies actually pay for sudden leaks, wind-driven rain, and hurricane water, and where the flood exclusion bites.
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