Florida and South Carolina claims, explained.
Straight answers about public adjusters, your rights, and the Florida and South Carolina claims process, written for policyholders, not insurers.
What Is a Public Adjuster?
A plain-English guide to what a public adjuster does, how they're paid, when to hire one, and how they differ from the insurance company's adjuster.
Read morePublic Adjuster vs. Insurance Adjuster
They sound alike, but they work for opposite sides. Here's who each adjuster represents, who pays them, and why it changes your settlement.
Read moreWhen Is It Too Late?
New claim, already paid, or flatly denied: here's how your state's deadlines decide whether a public adjuster can still help, and why waiting costs you.
Read moreAre They Worth It?
An honest look at when a public adjuster earns the fee, and when it isn't worth it, so you can decide based on your claim, not a sales pitch.
Read moreFlorida Claim Deadlines
Florida's 2022 reforms cut the time you have to file a property claim. Here are the current deadlines for homeowners, and the deadlines your insurer has to you.
Read moreSouth Carolina Claims Guide
How property claims work in South Carolina: what a public adjuster does, the rules that protect you, the deadlines that matter, and what your policy controls.
Read moreHave a claim, not just a question?
A licensed adjuster will review your loss and policy for free, with no obligation.