Public Adjuster South Carolina
Licensed public adjusters serving South Carolina policyholders: hurricane, windstorm, water, roof, fire, and commercial claims handled on contingency, from the Lowcountry to the Upstate.
Local claims help that works only for you.
South Carolina property owners face hurricane and storm-surge losses on the coast, inland and flash flooding in the Midlands, and severe-storm, hail, and high-wind damage across the Upstate. Insurance company adjusters routinely scope these losses for the carrier. We document them for you.
Vanguard Claims represents South Carolina policyholders, never the insurance company. We document the full scope of your loss and negotiate for the settlement your policy owes, on contingency. No upfront fees; we're only paid after you recover.
Cities we serve in South Carolina
Charleston, SC
Licensed public adjusters serving Charleston and the Lowcountry: hurricane, storm-surge, wind, water, and roof claims handled on contingency.
Public adjuster in CharlestonColumbia, SC
Licensed public adjusters serving Columbia and the Midlands: flood, wind, water, and roof damage claims handled on contingency.
Public adjuster in ColumbiaGreenville, SC
Licensed public adjusters serving Greenville and the Upstate: wind, hail, severe-storm, water, and roof damage claims handled on contingency.
Public adjuster in GreenvilleMyrtle Beach, SC
Licensed public adjusters serving Myrtle Beach and the Grand Strand: hurricane, wind, storm-surge, water, and roof claims handled on contingency.
Public adjuster in Myrtle BeachPublic adjusters and your rights in South Carolina
South Carolina public adjusters are licensed and regulated by the South Carolina Department of Insurance under the state's public adjuster law (S.C. Code Ann. Title 38, Chapter 92). That law requires a written contract before any work begins and gives you the right to cancel that contract within five business days of signing.
In South Carolina, you generally have three years to file suit on a property insurance policy (S.C. Code Ann. § 15-3-530), but your policy's own notice and proof-of-loss deadlines are usually much shorter and control how quickly you must act. Because the deadline that matters is most often the one written into your policy, report and document your loss early.
South Carolina has no statutory "25% roof rule" or matching requirement. What your policy owes on a roof or a repair depends on the policy's own terms, including actual cash value versus replacement cost. We review your policy against the loss so nothing you're owed is left on the table.
This is general information about South Carolina law, not legal advice. Coverage and deadlines depend on your policy and the facts of your claim.
Services across South Carolina
Residential Claims
Homeowner property damage claims, handled end to end.
Commercial Claims
Business interruption and commercial property losses.
Supplement Claims
Underpaid or partially denied claim? We reopen it.
Appraisal & Mediation
Dispute resolution when you and the insurer disagree.
Denied Claims
A denial is rarely the end. We re-inspect, rebuild it, and fight back.
Every major property loss.
Hurricane Damage
Hurricane or storm damage claim? We document every loss and fight for the full payout your policy owes.
Water Damage
Water damage from plumbing, roof leaks, or flooding? We document the full scope and negotiate fair payment.
Roof Damage
Roof damage from storms, hail, or wind? We document the full loss and push back on carrier underpayments.
Fire & Smoke
Fire or smoke damage to your home or business? We scope every affected area and fight for full restoration.
Mold Damage
Mold damage from a covered water loss? We document the connection and fight for full remediation coverage.
From inspection to settlement.
Free inspection & policy review
We visit your property, document all damage, and review your policy to understand exactly what you're owed, at zero cost to you.
We build your claim
Our team prepares a comprehensive damage report with evidence, accurate repair estimates, and documentation built to withstand insurer pushback.
Negotiate & maximize
We negotiate directly with your insurer on your behalf. We don't stop until you receive the full, fair settlement you deserve.
Real reviews from the policyholders we represent.
4.6 ★ average from 9 verified reviews · Read them on Google
Public adjuster South Carolina FAQ
Need a public adjuster in South Carolina?
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