Public Adjuster Myrtle Beach, SC
Licensed public adjusters serving Myrtle Beach and the Grand Strand: hurricane, wind, storm-surge, water, and roof claims handled on contingency.
Local claims help that works only for you.
Grand Strand properties face hurricane wind, storm surge, and coastal flooding, plus the roof and water-intrusion losses that follow, claims carriers routinely underpay on a first assessment.
Vanguard Claims represents Myrtle Beach policyholders, never the insurance company. We document the full scope of your loss and negotiate for the settlement your policy owes, on contingency. No upfront fees; we're only paid after you recover.
Why Myrtle Beach homeowners face underpaid claims
Horry County carries two different catastrophe risks at once, and carriers underpay each of them differently. On the coast it is hurricane wind, storm surge, and wind-driven rain across a dense strip of oceanfront condos, hotels, and rental properties. Inland it is freshwater river flooding along the Waccamaw, which can arrive days after a storm has already passed and long after an adjuster's first inspection.
That gap between the wind loss and the water loss is exactly where Grand Strand claims get undervalued. A first-pass scope written for roof and siding damage rarely accounts for the intrusion, interior, and mold damage that follows, and the coverage line between covered wind-driven rain and excluded flooding is where carriers push hardest. Documenting which peril caused which damage, in what order, is the difference between a partial payment and what the policy actually owes.
Horry County storm & damage exposure
Horry County is one of South Carolina's largest and fastest-growing counties, and one of the few where a single storm can produce both a coastal wind-and-surge loss and an inland river-flood loss weeks apart. Documenting the sequence and the cause of each layer of damage is central to a fair Grand Strand settlement.
- Hurricane Hazel (1954). Came ashore on October 15, 1954 at the South Carolina/North Carolina line near Little River as a Category 4 hurricane, destroying the great majority of oceanfront property along the Grand Strand and remaining the benchmark catastrophic wind-and-surge event for Myrtle Beach.
- Hurricane Florence (2018). After making landfall in North Carolina on September 14, 2018, Florence stalled and produced record freshwater flooding across Horry County: the Waccamaw River at Conway crested at a record 21.16 feet, above its Hurricane Matthew record, and stayed above flood stage for roughly a month, flooding homes far from the coast.
- Hurricane Ian (2022). Made its South Carolina landfall near Georgetown on September 30, 2022 as a Category 1 hurricane, damaging piers up and down the Grand Strand, including the Cherry Grove Pier in North Myrtle Beach, and driving significant coastal erosion and water intrusion.
Myrtle Beach neighborhoods we serve
We handle hurricane, water, roof, fire, and mold claims for homeowners and businesses across Myrtle Beach, including:
- Market Common
- Grande Dunes
- Carolina Forest
- Socastee
- Pine Lakes
- Myrtlewood
- Arcadian Shores
- Dunes Club
- Forestbrook
- Withers Swash
Public adjuster in Horry County
We're licensed across South Carolina, so we represent homeowners and businesses throughout Horry County, not only inside Myrtle Beach. That includes North Myrtle Beach, Conway, Surfside Beach, Little River, Aynor, Loris, Atlantic Beach, Briarcliffe Acres, and Green Sea.
Wherever you are in the county, the inspection and claim review are free, and we work the claim on contingency.
Services for Horry County
Residential Claims
Homeowner property damage claims, handled end to end.
Commercial Claims
Business interruption and commercial property losses.
Supplement Claims
Underpaid or partially denied claim? We reopen it.
Appraisal & Mediation
Dispute resolution when you and the insurer disagree.
Denied Claims
A denial is rarely the end. We re-inspect, rebuild it, and fight back.
Every major property loss.
Hurricane Damage
Hurricane or storm damage claim? We document every loss and fight for the full payout your policy owes.
Water Damage
Water damage from plumbing, roof leaks, or flooding? We document the full scope and negotiate fair payment.
Roof Damage
Roof damage from storms, hail, or wind? We document the full loss and push back on carrier underpayments.
Fire & Smoke
Fire or smoke damage to your home or business? We scope every affected area and fight for full restoration.
Mold Damage
Mold damage from a covered water loss? We document the connection and fight for full remediation coverage.
From inspection to settlement.
Free inspection & policy review
We visit your property, document all damage, and review your policy to understand exactly what you're owed, at zero cost to you.
We build your claim
Our team prepares a comprehensive damage report with evidence, accurate repair estimates, and documentation built to withstand insurer pushback.
Negotiate & maximize
We negotiate directly with your insurer on your behalf. We don't stop until you receive the full, fair settlement you deserve.
Local claims help in Myrtle Beach that works only for you.
We represent policyholders, never the insurance company.
Real reviews from the policyholders we represent.
4.6 ★ average from 10 verified reviews · Read them on Google
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